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| Guide to Avoid Foreclosure for
Washington Residents |
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Experiencing a financial hardship?
You may contact the Department of Financial Institutions, the Washington State Bar
Association, or the statewide civil legal aid hotline for possible assistance or
referrals.
The phone number for HUD approved housing counselors is 1-800-569-4287. The department of
Financial Institutions referral number to the Washington State Foreclosure hotline is
1-877-894-HOME (4663). For legal assistance, you may contact the Northwest Justice Project
that services low income persons and persons age 60 and older at 1-800-997-8944 weekdays
between 2 and 4:30pm.
If you are unable to afford your mortgage payments and you wish to avoid
foreclosure, a resolution may include but is not limited to:
- Loan Modification
- An agreement to conduct a short sale
- A deed in lieu of foreclosure transaction
Call toll-free at 1-800-547-7657, in order for us to evaluate your
eligibility for these options, please have the following documents to present to us when
discussing options for avoiding foreclosure:
- Pay stubs
- Benefit statements from Social Security, disability, unemployment,
retirement, or public assistance
- Tax return
- List of assets, including the amount owed and the value (home, other
real estate, retirement funds, investments, checking account, savings account, automobile,
other)
- Amount of monthly income
- List of expenses and monthly amount owed (mortgage, auto payment, auto
insurance, auto fuel/repairs, credit card payments, child support/alimony, day
care/tuition, food, utilities, medical, hone, cable tv, entertainment, other, etc.)
Washington Homeownership Information Link
WWW.HOMEOWNERSHIP.WA.GOV
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