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Mortgage & Home Equity Loans
Auto & Consumer Loans Mortgage & Home Equity Loans Loan Application Form Payment Calculator Amortization Schedule Avoiding Foreclosures
First Mortgages
Home Equity Loans
Refinancing
Unimproved Property Loans
Buying a home is the biggest financial decision most people make in their lifetime. It can be a mystifying, stressful process that leaves you doubting whether you're getting a good deal. Or you can call your Credit Union. It's that simple. We're not here to make a profit on your business. We're here to help our Teamster members-the Credit Union's owners-achieve financial success and security. We'll make sure you understand all your options and how to compare them. We'll take it step-by-step, and we'll explain any part of the process that needs it. A mortgage lender who is on your side is hard to come by-but not for our Credit Union members! Click here to review loan rates, terms and fees.

First Mortgages
We offer 20 year mortgages at competitive fixed rates with minimal fees. We also encourage members to divide their monthly payments into small weekly payments-this chops two years off a 20 year mortgage, for example, and saves thousands of dollars in interest. Just contact the Credit Union to get started.

We also offer 30-year mortgages, FHA loans, special programs for first-time buyers, and other types of mortgages with low fees and rates with quick
processing through the following mortgage broker:

Consolidated FCU - Call Brandon Frankel at 503-872-9447 or Apply Online.

Home Equity Loans
Tap into the equity you already have in your home -- up to 80% of it. And use it to finance just about anything you need: home improvement, college, debt consolidation, big vacation, new vehicle, whatever. Compared with consumer loans, a home equity loan offers a lower rate, higher loan amount, and smaller payment (with longer terms). For most of our members the interest is also tax deductible (check with your tax advisor). You have a choice of a lump sum fixed rate loan or a variable rate line of credit you take advances from as needed. Either way, the rates are competitive and fees low at your Credit Union.

Refinancing
Paying off your old mortgage (and home equity loan, if you have one) with a new Credit Union mortgage can save you thousands of dollars and make you the outright owner of your home that much faster. For some homeowners, a new first mortgage is a good way to get an even better rate than they can get with a home equity loan! Give us a call and we'll work out your best options.

Unimproved Property Loans
Look to your Credit Union for financing of unimproved property. Whatever your real estate need, be sure to check with us.

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