Just as we charge less for loans, we pay more on savings
accounts. Go ahead and compare our Current Savings Rates with those
at a bank. Your funds are secure at your Credit Union. Each member's funds on deposit are
federally insured to $100,000 by the National Credit Union Share Insurance Fund (NCUSIF)
-- the strongest of the federal government's depository insurance funds.
Regular Savings Account
This is the basic savings account, which you open when you join the Credit Union.
With this account, you earn more than you would with passbook savings at a bank. Dividends
(the credit union equivalent of interest) are declared and paid quarterly.
Holiday & Tax Accounts
Open a special savings account-essentially a "clone" of your regular
savings account-for each of your annual or seasonal expenses. Use automatic payroll
deduction or our Automatic Transaction Plan to set aside a little bit each payday. It's
the painless way to avoid the annual money crunch of property taxes, holiday shopping, or
any other predictable expense.
Certificates
Our Certificates pay better than comparable CDs at other financial institutions.
We offer a range of Certificate terms, starting at three months. There is a substantial
penalty for early withdrawal, but the Certificate rates are guaranteed.
High Yield Money Market
Account
This account combines high earnings with immediate access to your funds. It's like
interest paying checking, but you'll earn a better return. Five rate tiers mean that
higher balances get higher rates! Dividends are paid monthly ($1000 minimum balance).
Individual Retirement Account
No matter when you start saving for retirement, you'll wish you started sooner!
Our IRAs pay bank-beating dividends, and you can open one with a $25 minimum deposit.
There are no service fees with our IRAs, which are separately insured to $250,000 by the
NCUSIF.
Choose either a Traditional IRA or a Roth IRA. Your contributions to a
Traditional IRA may be tax deductible (check with your tax advisor) and the earnings
accrue tax-deferred. Contributions to a Roth IRA are not deductible, but earnings grow tax
free. We also offer Education IRAs to help fund your children's higher education. Some
restrictions apply to any of these IRAs, so check with us or your tax advisor for complete
information.
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